Check each plan’s “Summary of Benefits and Coverage” (SBC) document and look for the section labeled “If you need drugs to treat your illness or condition” (see example screen above) to get general information about prescription coverage. Then, check the carrier's preferred drug list to see how the drug is classified and to find out the rate.
Aetna: Find detailed information on prescription coverage in the plan details PDF for each plan. Use Aetna's Find a Medication tool to find a specific drug and its price, under your plan found on both Aetna Navigator and the Aetna Mobile app.
Kaiser Permanente: Kaiser’s formulary is a list of drugs that have been approved for members by the Kaiser Permanente Pharmacy and Therapeutics Committee.
UnitedHealthcare: You can search for network pharmacies through OptumRx, the pharmacy care services manager for UHC plans. UnitedHealthcare also provides a Prescription Drug List, which is a list of commonly prescribed medications covered by the plan. Medications are put into tiers that determine their cost.
Example of prescription drug info in a plan SBC.