How common is it for employers to offer fertility benefits?

In recent years, fertility benefits have become an attractive part of an employer’s total compensation package. So, just how many companies offer fertility benefits? In 2022, 40% of employers offered fertility benefits and 43% of large employers covered IVF treatment. 

Are fertility treatments covered by health insurance?

Fertility and family-building services are typically costly because they aren’t covered by general health insurance. That’s why offering employer-sponsored access can be a big benefit to help offset the costs of treatment for employees. 

Can you buy fertility insurance? 

Individuals can select health insurance plans from providers that cover fertility treatments. Employers can also supplement their current benefits offering with employer-sponsored access to fertility and family planning services or reimbursement for specified treatments.

IVF and health insurance

IVF is a common treatment many undergo to boost their chances of pregnancy. Not all insurance plans include coverage for fertility treatments like IVF. However, many major insurance companies include the option to add it. Some states even require health insurance companies to cover fertility treatments.