Mercury

Discount Only - Get $500 cash when you deposit $10K, or $500 when you spend $10K, within your first 90 days

Radically different banking*Get Started with Mercury

Company Description

Mercury offers radically different banking*. Unlike traditional banking that simply holds money, Mercury merges banking with software built for precision and speed to help entrepreneurs accomplish everything they want with their money. With banking, credit cards*, and financial software, Mercury helps more than 300K ambitious companies build great things.

Product features

Banking built for ambitious companies

Mercury gives startups everything they need to bank, spend, and manage money — all in one powerful, intuitive platform.

Online business banking:

Open FDIC-insured checking and savings accounts in minutes, with up to $5M in FDIC coverage through Mercury's sweep program. No minimum balances, no monthly fees, and a modern dashboard built for founders and finance teams.

Smart payments & bill pay:

Send ACH, wires (domestic & international), and checks with built-in approvals, roles, and real-time tracking — so your team can move money fast without losing control.

Corporate cards & spend controls:

Issue virtual and physical cards instantly with custom limits, categories, and approvals. See spending in real time and keep budgets on track.

Accounting & reporting integrations:

Automatically sync transactions with tools like QuickBooks, Xero, and NetSuite. Generate clean, exportable reports that make close faster and audits easier.

Cash management & yield:

Earn competitive yield on idle cash with Mercury Treasury and savings tools, while keeping funds accessible and transparent.

*Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.

Justworks may receive a commission or other remuneration for Mercury's products or services purchased through the Justworks Marketplace. Product descriptions on this page are provided by Mercury. Justworks makes no representations regarding the products or services provided by Mercury or the suitability of such products or services for your company's needs. By clicking on the links on this page, you will be directed to the external website of Mercury or a third-party reviewer, as the case may be. Access to such sites is at your own risk and subject to the terms of services therein. Justworks is not responsible for the accuracy or reliability of external sites. Offers listed are available only for new customers of the specific product or service.

Learn more about PEO & Payroll

Scale your business and build your team — no matter which way it grows. Learn more about our flexible small business solutions, including our PEO and standalone payroll product.

Learn More About Justworks PEO Learn More About Justworks Payroll